BUYING A HOME
Whether you are a First Time Buyer, someone moving house, or looking to buy a holiday home, we can help. Our fast and efficient service gives you information on all of the major lender offers and we can make the application on your behalf. If you have any questions we are just a phone call or email away, and best of all, in most cases our service is free of charge!
SWITCHER MORTGAGES
If you already have a mortgage with a bank or other lender, you could be able to switch your mortgage to a new lender on a new lower rate. Rates have been falling for the last number of years, so if you have your current mortgage with the same bank for over 3 years, you can almost certainly get a better rate elsewhere, which means lower monthly repayments and more money in your pocket. Most lenders are also offering a cashback sum if you switch! We can help you understand all of the offers and make the application on your behalf, and best of all in most instances our services is completely free of charge!
EQUITY RELEASE – TOP UPS
For those who already own their homes, you may be able to increase or top-up your mortgage to make home improvements, cover educational expenses or give a parental gift. Some mortgage lenders may allow you to use a mortgage top up to consolidate short-term debt , spreading the cost of repayments out over a long term to reduce the monthly amount. Whether you can top-up your mortgage will depend on a lender’s terms and conditions, the value of your home and your ability to make repayments.
3 STEP SERVICE
VIDEO CALL
We will arrange a video call to chat through what you want & any questions you have. Evening and weekend calls available
HOMEWORK
We will give you some homework to do! This will entail pulling together documents such as bank statements, payslips etc.
APPLICATION
We make the application to the lender of your choice, and are your partners every step of the way
WHY CHOOSE US
FREE SERVICE
In most cases, as approved Mortgage Brokers, the bank pays us a commission so it doesn’t cost you a penny
UNDERSTAND THE OFFERS
Lean on our expertise to make sure you are getting the best mortgage for you
HELP & ADVICE
Get information on Exemptions, Help To Buy Scheme, Switchers, Public Service Mortgages and much more
PEACE OF MIND
We are with you every step of the way, and never more than a call, text or email away, whatever comes up