1.95% Monthly Access Deposit
Offered by HSBC, Europe’s biggest bank, this deposit account offers an open ended variable rate deposit for savers that is currently 1.95% per annum. Deposits can be lodged or withdrawn on the 1st of every month. The interest is paid in January each year, or when the funds are withdrawn, if earlier.
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The minimum deposit is €75,000.
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Full details are available here.
Target Coupon Bond
This bond pays out 6% each year on the anniversary of the bond, provided the underlying index is at or above 60% of its initial level (the date of investment). The index is the Morningstar US 500 & Eurozone 50 Target Volatility 17% Decrement 50 Point GR EUR (Bloomberg ticker: MSUSEVCD). The bond will mature (repay your capital) if the Index is at 83% or more of its initial level on the 3rd anniversary of the bond, or any anniversary thereafter, to year 10. Any missed year is payable once the index is at or above 60% of its initial level at an anniversary. Capital is fully protected unless the index is more than 50% below its initial level on the 10th anniversary.
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The minimum investment amount is €10,000.
- Closing Date 6th Dec
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Full details are available here.
100% Protected Pan European Bond
This is a 100% capital guaranteed investment bond, with your money invested in the STOXX Europe 600 Index. This index represents the 600 largest companies in Europe, akin to the S&P 500 in the USA. This is a 5 year investment where you will earn 110% of the indexes growth over 5 years, to a maximum of 35%. The capital guarantee is provided by Barclays Bank Ireland.
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The minimum investment amount is €10,000.
- Closing Date 6th Dec
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Full details are available here.
Here to help you save for today, tomorrow and for the unexpected.
At Lynx Financial Services, our team of experienced financial advisors are dedicated to helping you achieve your financial goals. We understand that everyone’s circumstances are unique, and we take a personalised approach to financial planning.
We’ll work with you to assess your needs, risk tolerance, and investment goals, and develop a tailored plan to secure your financial future. Let us help you navigate the complexities of financial planning and make informed decisions about your retirement income. No jargon, no hidden fees, just plain talking, strategic financial advice.
