Saving for your child's education is an important financial goal for many parents. Whether your child is still in nappies or already in school, it's never too early or too late to start planning for their future education expenses. One key aspect to consider when saving for your child's education is the type of account
As per our previous articles on savings accounts, for long term savings, Regular Saver Investment accounts are very attractive and easy to set up: Set up a Direct Debit amount & date. Choose your investment fund or funds. Your monthly savings go into your account & get invested into your chosen fund. What are they? Accounts
Savings, savings, savings…... the start to 2024 has seen one definite theme emerge in the questions, conversations, and consultations we are having with clients, young and old.There is a real awareness and recognition now that money saved into the bank and left there for 5+ years is a missed opportunity. You could & should be
According to the Guardian, “Ireland used to have one of the highest rates of home ownership in the EU. But despite near full employment and record economic growth in recent years, just 66% of housing is owner-occupied now, down from 79% in 1991. Home ownership has collapsed particularly among younger generations and lower-income groups. Today,
This festive season, we are living in a world like no other. Many of us are still reeling from the pandemic in addition to inflation, low interest rates and wars across Europe and the Middle East. All these circumstances have ushered in unwelcome volatility in the markets. This leaves many of us looking towards 2024
People often come to us with a mindset that getting mortgage approval is next to impossible, and that their application will be turned down if they are buying coffee every day or going on nights out etc. This isn't the case. Lenders are open for business and eager for new customers, but there are some
SWITCHER MORTGAGES What is a switcher mortgage, Why would I switch and How do I switch?.... All questions that as a mortgage broker we hear on a regular basis. While financial jargon terrifies most people, Switcher Mortgages are nothing to be scared of. In fact they are great for an awful lot of home owners.
A short guide to getting a mortgage. 3 main factors, in how much you can borrow to buy a home in Ireland: - Your income - Your deposit (savings etc) - Your ability to repay it every month (existing rent & savings) https://youtu.be/P-0zxII42lY We are an independent financial advisor and mortgage broker in Dublin, offering
What is the difference between Mortgage Protection and Life Insurance. Usually when people refer to Life Insurance they mean Level Term Assurance, here is a quick video on what the difference is. Hopefully it gives you an idea of what you need. If you want to talk to us about life insurance, mortgage protection or
