2020, the year of the pandemic…. But also it seems, it was the year of savings. It is estimated Irish people saved an extra €25.5 BILLION etc in 2020, with record levels of saving. But all of this has taken place amongst a backdrop of banking charges rising and savings interest rates falling. So What
Here we look at the challenge of saving enough into your pension for it to be worthwhile. For anyone that missed part one– what is a pension & why do I need one, click here. The thought of building a pension fund big enough to make a meaningful difference to your income when you retire
We are going to start at the start, what exactly is a pension and what is it for! It is important to have an idea of this, as it will explain in part why they are important and why you shouldn’t ignore the issue. In the simplest terms, when you retire you stop working, which
What is the difference between Mortgage Protection and Life Insurance, a question we get asked a lot! Essentially Mortgage Protection is just a form of Life Insurance, and tends to be one of the cheapest options, largely because the amount you are insured for will reduce and get smaller as time goes on and your
A term you will hear a lot when you are researching a mortgage, but what does it mean? The ‘rate’ you are paying for your mortgage generally refers to the interest rate, the higher the interest rate, the more you are paying back. Whether it is Fixed or Variable is usually up to you, it
