...Hello Long-Term Financial Success! If, like me, you had big fitness plans for 2025 and failed by mid-February, don’t beat yourself up. There’s still time to get back on track…but that’s not what I’m talking about today! Fitness goals aside, a financial plan for 2025 is still within reach. Beyond Resolutions: A Financial Plan That
Make 2025 a Year of Control It feels like now more than ever, we are living in a world like no other. The word “unprecedented” might be the most overused word of 2025. With uncertainty looming large, it’s easy to feel a bit anxious about the future. While we can’t control global events, we can
2025 will be a complex year for the Irish housing market. While it presents opportunities, it also brings challenges…and that’s before we get into the supply, the politics and the costs! A Decade in Review The past decade has been a rollercoaster for the Irish housing market. After the 2008 crash, prices plummeted. They have
Every year, we are bombarded with information on items that we should / can or have yet to claim or declare. It can be a bit of a confusing time but we find that the main points below will highlight the tax reliefs and claims that can be most commonly made before the deadline (31st
Understanding Your Protection Needs Life is full of unexpected twists and turns. While we can't predict the future, we can safeguard ourselves and our loved ones with comprehensive protection. While mortgage protection is essential for safeguarding your home, it's often not enough to fully protect your family's financial well-being. It's like having a safety net
When it comes to buying a home, one of the most pressing questions is, “How much can I afford to borrow?” While there are general guidelines, your individual circumstances will significantly influence your borrowing capacity. First-time buyers typically have the advantage of borrowing up to 4 times their annual income. However, second-time buyers generally have
You've worked hard to build a secure financial life. You've got a good job, a comfortable home, and maybe even some savings tucked away. But with so much conflicting information out there, you might wonder: could a financial advisor really make a difference? The answer, based on research by Brokers Ireland, is a resounding yes.
After two years of interest hikes, Irish mortgage rates look like they have turned a corner with all of the lenders in the market announcing rate cuts in the last 6 weeks. With the EBC strongly expected to announce interest rate cuts in June, Irish banks have not hung around, with something of a price
In this article, we explore the importance of protecting your most valuable asset and what the various options are. This includes key differences between mortgage protection and life insurance, helping you understand the considerations that should be factored in when saving for your future. In 1644, English judge Sir Edward Coke was quoted as saying,
This festive season, we are living in a world like no other. Many of us are still reeling from the pandemic in addition to inflation, low interest rates and wars across Europe and the Middle East. All these circumstances have ushered in unwelcome volatility in the markets. This leaves many of us looking towards 2024
