As the year ends and 2026 comes into view, it is natural to think about resolutions. Many people focus on health and fitness, but financial wellbeing deserves equal attention. The habits you put in place now can shape not only the year ahead but also your long-term security. Looking back at 2025, we have seen
From January 2026, auto-enrolment (AE) will change how many people in Ireland save for retirement. Employers will be required to enrol eligible staff into a pension scheme by default. For HR managers, this means preparing the workforce for a significant change. It also means supporting employees to understand how contributions will affect their take-home pay
At Lynx Financial Services, we work with SMEs every day. One thing we hear again and again is how hard it can be to attract and keep great people. In today’s competitive market, salary alone isn’t enough. What makes the difference? A clear, consistent Employee Value Proposition (EVP), that shows people why they should work
According to PWC, "Budget 2026 strikes a balance between fiscal prudence and strategic ambition. With measures to simplify business regulation and boost foreign direct investment, the Budget sets out a clear path for growth. Infrastructure commitments, incorporating housing and energy, signal long-term planning." There wasn't really much shock and awe in the latest budget. In
Financial health is about more than just what is in your bank account. It is the full picture of how you manage your money – your income, outgoings, savings and your ability to handle the unexpected. Getting to a place where you feel more in control does not require drastic change. Often it is about
At Lynx Financial Services, we often speak with clients who want to do more with their pension but aren’t sure where to start. One option worth exploring is an AVC (Additional Voluntary Contribution). An AVC is an additional payment you make into your pension, on top of any regular contributions from you or your employer.
Money worries are one of the leading causes of stress in the workplace. They affect productivity, wellbeing and staff retention. Business leaders who tackle financial wellbeing are not only supporting employees, but they are strengthening their organisation by engaging employees and improving productivity and retention. Your competitors aren’t focused on competing with the multinationals when
Yes, it’s the title of U2’s album…but can you name the year? This post is not going to cover the discography of U2, but it is an apt title for this blog post as we help clients who are feeling nostalgic and also realise they have pension funds in their name “somewhere”. Changing Jobs? Don’t
At the start of 2025, Irish households held over €163 billion in deposits, the highest level on record. That might sound like a sign of financial strength, but the reality is far more complicated. While we’re saving more than ever, most of that money is sitting in low-interest accounts, quietly losing value thanks to inflation,
When you run a business, you need to be focused on growth, clients and the day-to-day demands of operations. But many business owners forget one crucial detail: Nobody is putting money into your pension but you. Unlike employees with automatic contributions from their employer, directors and self-employed individuals need to take retirement planning into their
