Not all savings work the same way. Some people want the certainty of a fixed return. Others want regular income from their money. Some want their capital protected but still growing over time. The right option depends on your goals, your timeframe and how much risk you're comfortable taking on. In this post, we look
Tánaiste Simon Harris has announced that the Government is drawing up a new savings strategy aimed at helping the "squeezed middle" get a better return on their money. But what exactly is being proposed, and could it make a real difference to how Irish households save and invest? Here is what we know so far.
Is Investing in Property Through Your Pension Coming to an End? If you currently hold property in your pension, or have been considering it as part of your retirement strategy, recent developments reported in the Irish Times should be on your radar. Proposed changes to how Irish pensions can invest in property and other non-standard
You Don’t Have to Sell First: The Smart Guide to Moving Home in Ireland Moving home can feel overwhelming. Most people assume they need to sell their current house first, have the cash sitting in their account and then approach a bank for mortgage approval. That’s not how it works. Once you understand the actual
What are financial advisers really for? This is why financial advisers matter more than ever. Financial advice is not just about securing your future in some distant sense. It is about making sense of your financial life as it is today, and helping you make better decisions over time. A good financial adviser helps you:
Concerns about artificial intelligence replacing professional roles are understandable. Finance is often cited as one of the sectors most exposed to automation. AI can process vast amounts of historical market data in seconds and identify patterns far faster than any individual adviser ever could. But markets are not built on data alone. They are shaped
How to Make the Most of Gifts and Savings for Children December is a special time of year. It is a season for family, celebration and generosity. But it can also be a stretch for household finances. Between presents, food, travel and events, costs can quickly add up. While it is natural to focus on
As the year ends and 2026 comes into view, it is natural to think about resolutions. Many people focus on health and fitness, but financial wellbeing deserves equal attention. The habits you put in place now can shape not only the year ahead but also your long-term security. Looking back at 2025, we have seen
From January 2026, auto-enrolment (AE) will change how many people in Ireland save for retirement. Employers will be required to enrol eligible staff into a pension scheme by default. For HR managers, this means preparing the workforce for a significant change. It also means supporting employees to understand how contributions will affect their take-home pay
At Lynx Financial Services, we work with SMEs every day. One thing we hear again and again is how hard it can be to attract and keep great people. In today’s competitive market, salary alone isn’t enough. What makes the difference? A clear, consistent Employee Value Proposition (EVP), that shows people why they should work
