Financial health is about more than just what is in your bank account. It is the full picture of how you manage your money – your income, outgoings, savings and your ability to handle the unexpected. Getting to a place where you feel more in control does not require drastic change. Often it is about
Using the Small Gift Exemption & Bare Trusts to Build Wealth for the Next Generation Inheritance Tax has been a hot topic in the media lately, and many of our clients have been asking how they can efficiently pass on wealth without incurring unnecessary tax burdens. One particularly effective strategy that parents and grandparents are
Make 2025 a Year of Control It feels like now more than ever, we are living in a world like no other. The word “unprecedented” might be the most overused word of 2025. With uncertainty looming large, it’s easy to feel a bit anxious about the future. While we can’t control global events, we can
Irish savers have felt the sting of low bank interest rates for years. While interest rates have climbed for borrowers, traditional savings accounts lagged behind. Thankfully, there have been some recent improvements, but navigating the options can be tricky as there are a multitude of options. In this post, we’ll look at the current Irish
Whether your child is still in nappies or already in school, it's never too early or too late to start planning for their future education expenses. Saving for your child's education is an important financial goal for many parents. One key aspect to consider when saving for your child's education is the type of account
We have previously covered savings accounts, for long term savings. In this article, we highlight Regular Saver Investment accounts as they are very attractive and easy to set up. To get started, simply follow these steps: Set up a Direct Debit amount and date. Choose your investment fund or funds. Your monthly savings go into
Savings, savings, savings…... the start to 2024 has seen one definite theme emerge in the questions, conversations, and consultations we are having with clients, young and old.There is a real awareness and recognition now that money saved into the bank and left there for 5+ years is a missed opportunity. You could & should be
