Saving for a deposit is often the biggest focus when you're preparing to buy a home. But the deposit is only part of the picture. There are several extra costs involved in buying property in Ireland, and if you're not prepared for them, they can come as an unwelcome surprise. What many first-time buyers overlook
In today’s world of DIY investing, online pension calculators, TikTok “finfluencers” (not forgetting those in the FIRE movement), it’s easy to think you can manage your finances on your own. But here’s the truth: good financial advice isn’t about telling you where to put your money. It’s about helping you make the right decisions, at
At the start of 2025, Irish households held over €163 billion in deposits, the highest level on record. That might sound like a sign of financial strength, but the reality is far more complicated. While we’re saving more than ever, most of that money is sitting in low-interest accounts, quietly losing value thanks to inflation,
The long-awaited Auto-Enrolment (AE) pension system is set to launch in Ireland in 2025 (or later, depending on what sources you listen to). While it aims to boost retirement savings for private sector workers, it’s also about to introduce a significant new layer of responsibility for employers. Update 29th April 2025: The government announced the
2025 will be a complex year for the Irish housing market. While it presents opportunities, it also brings challenges…and that’s before we get into the supply, the politics and the costs! A Decade in Review The past decade has been a rollercoaster for the Irish housing market. After the 2008 crash, prices plummeted. They have
Every year, we are bombarded with information on items that we should / can or have yet to claim or declare. It can be a bit of a confusing time but we find that the main points below will highlight the tax reliefs and claims that can be most commonly made before the deadline (31st
You've worked hard to build a secure financial life. You've got a good job, a comfortable home, and maybe even some savings tucked away. But with so much conflicting information out there, you might wonder: could a financial advisor really make a difference? The answer, based on research by Brokers Ireland, is a resounding yes.
Whether your child is still in nappies or already in school, it's never too early or too late to start planning for their future education expenses. Saving for your child's education is an important financial goal for many parents. One key aspect to consider when saving for your child's education is the type of account
We have previously covered savings accounts, for long term savings. In this article, we highlight Regular Saver Investment accounts as they are very attractive and easy to set up. To get started, simply follow these steps: Set up a Direct Debit amount and date. Choose your investment fund or funds. Your monthly savings go into
SWITCHER MORTGAGES What is a switcher mortgage, Why would I switch and How do I switch?.... All questions that as a mortgage broker we hear on a regular basis. While financial jargon terrifies most people, Switcher Mortgages are nothing to be scared of. In fact they are great for an awful lot of home owners.
