The long-awaited Auto-Enrolment (AE) pension system is set to launch in Ireland in 2025 (or later, depending on what sources you listen to). While it aims to boost retirement savings for private sector workers, it’s also about to introduce a significant new layer of responsibility for employers. Update 29th April 2025: The government announced the
When it comes to investing, one of the most common concerns we hear is, "What if I invest at the wrong time?" It's a fair question — no one wants to watch their hard-earned money lose value due to poor timing. That’s why one of the most effective strategies we recommend at Lynx Financial Services
In times of financial uncertainty, it’s only natural to feel the urge to take action. Whether markets are surging or slumping, many investors are tempted to try and time their entry or exit to perfection. But here's the reality: successful market timing is almost impossible — even for professionals. Instead of trying to guess the
...Hello Long-Term Financial Success! If, like me, you had big fitness plans for 2025 and failed by mid-February, don’t beat yourself up. There’s still time to get back on track…but that’s not what I’m talking about today! Fitness goals aside, a financial plan for 2025 is still within reach. Beyond Resolutions: A Financial Plan That
Make 2025 a Year of Control It feels like now more than ever, we are living in a world like no other. The word “unprecedented” might be the most overused word of 2025. With uncertainty looming large, it’s easy to feel a bit anxious about the future. While we can’t control global events, we can
You've worked hard to build a secure financial life. You've got a good job, a comfortable home, and maybe even some savings tucked away. But with so much conflicting information out there, you might wonder: could a financial advisor really make a difference? The answer, based on research by Brokers Ireland, is a resounding yes.
After two years of interest hikes, Irish mortgage rates look like they have turned a corner with all of the lenders in the market announcing rate cuts in the last 6 weeks. With the EBC strongly expected to announce interest rate cuts in June, Irish banks have not hung around, with something of a price
Whether your child is still in nappies or already in school, it's never too early or too late to start planning for their future education expenses. Saving for your child's education is an important financial goal for many parents. One key aspect to consider when saving for your child's education is the type of account
We have previously covered savings accounts, for long term savings. In this article, we highlight Regular Saver Investment accounts as they are very attractive and easy to set up. To get started, simply follow these steps: Set up a Direct Debit amount and date. Choose your investment fund or funds. Your monthly savings go into
SWITCHER MORTGAGES What is a switcher mortgage, Why would I switch and How do I switch?.... All questions that as a mortgage broker we hear on a regular basis. While financial jargon terrifies most people, Switcher Mortgages are nothing to be scared of. In fact they are great for an awful lot of home owners.
